The Campaign Conditions
Campaign Date: 01 October 2023 – 31 October 2023
  • Now those who find the exact car they want at VavaCars; Benefit from Credin's 3.99% interest and 12-month payment term. You can call Credin customer services at 0 (850) 227 33 46 to get information about the campaign details.
  • Credit's 12-month payment maturity campaign with 3.99% interest is valid for VavaCars second-hand vehicle purchases until October 31, 2023. In this context, the down payment for the vehicle to be purchased from VavaCars must be paid to VavaCars by October 31, 2023. If the prepayment is made after October 31, 2023, the relevant vehicle will not be able to benefit from the campaign.
  • Loan amount and maturity may vary depending on the Banking Regulation and Supervision Board (BRSA) decisions and loan disbursement limits.
  • There is no obligation to have life insurance within the scope of the campaign. The vehicle owner must obtain an insurance policy and inform Credin customer services at The vehicle subject to the loan is held hostage as collateral and Credin may request additional collateral if deemed necessary. Loan applications will be converted to final approval, provided that there are no negative situations as a result of the final evaluation and that the terms and conditions deemed necessary by Credin are met. Credin reserves the right to change credit conditions, campaigns, and interest rates.
  • The filing fee is 0.5% of the loan amount (excluding BITT).
  • There is no fee for the pawn facility.
  • The rate expressed as the annual cost rate is the effective annual interest rate and all taxes are included in its calculation, but insurance costs are not included.
  • The total cost of the loan includes the sum of loan installments and the allocation fee.
  • Ofisfinans Finansman A.Ş. (Credin) has the right to evaluate the application freely within the scope of its credit policies and has the right to change the interest rate during the campaign.
  • Ofisfinans Finansman A.Ş. (Credin) and Vava Cars Turkey Otomotiv A.Ş. (“VavaCars”) reserve the right to stop, cancel, and make changes to the campaign when deemed necessary.